Pensions Annual Allowance – Making the Most of It?
Pensions Annual Allowance The pensions annual allowance is the total amount of pension savings that can qualify for tax relief in a year. Effectively, it’s a cap on what you can contribute to a pension for tax relief purposes. If you have a defined...
Pension Basics (That You MIGHT Understand)
Pension Basics – The UK Pension Landscape Auto Enrolment? State Pension? Private pension? Personal Pension? Capped Drawdown? Annuities? SIPPs? Trivial Commutation? Final Salary Pension? Money Purchase Pension? And so on and so on. Is it any surprise that so...
Cash Equivalent Transfer Value – Too Good to Refuse?
Cash Equivalent Transfer Value This post focuses on Cash Equivalent Transfer Values (CETVs) of Defined Benefit (final salary of average of) pension schemes. Pension transfers from Defined Benefit DB) pension schemes have been popular for a number of years because...
The UK State Pension – Will YOU get what you think You will get?
The UK State Pension When people talk of the UK state pension the two most common questions are: How much is it? Will it be enough to live on? The answer to the first question: It depends The answer to the second question: Definitely Not The UK State...
Protected: Pensions and Tax – Are You Making the Most of Them?
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